Transforming Financial Risk into Generational Growth

Bringing 23 years of deep accounting, corporate finance, and operations experience to personal and family wealth management in Singapore.

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Mithun J Malani

Representing Financial Alliance

50+

Clients Onboarded

$2M+

Assets Under Advice

Licensed Financial Advisor

Certified Estate Planner (CEP)

Distinguished Toastmaster (DTM)

Author, Full Circle (2026)

"In times of peace, prepare for danger; with preparation comes freedom from disaster."— Chinese Proverb✦"One generation plants trees; another enjoys the shade."— Chinese Proverb✦"Small amounts accumulate into abundance; dripping water wears away stone."— Chinese Proverb✦"Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1."— Warren Buffett✦"The big money is not in the buying and the selling, but in the waiting."— Charlie Munger✦"An investment in knowledge pays the best interest."— Benjamin Franklin✦"The individual investor should act consistently as an investor and not as a speculator."— Benjamin Graham✦"Do not save what is left after spending, but spend what is left after saving."— Warren Buffett✦"In times of peace, prepare for danger; with preparation comes freedom from disaster."— Chinese Proverb✦"One generation plants trees; another enjoys the shade."— Chinese Proverb✦"Small amounts accumulate into abundance; dripping water wears away stone."— Chinese Proverb✦"Rule No. 1 is never lose money. Rule No. 2 is never forget Rule No. 1."— Warren Buffett✦"The big money is not in the buying and the selling, but in the waiting."— Charlie Munger✦"An investment in knowledge pays the best interest."— Benjamin Franklin✦"The individual investor should act consistently as an investor and not as a speculator."— Benjamin Graham✦"Do not save what is left after spending, but spend what is left after saving."— Warren Buffett✦

New book · Out now

Full Circle

A Common Man's Story of Risk, Trust, and Coming Home to Himself

From an unreserved train in 1997 to a layoff in 2023, Full Circle is the true story of an ordinary man learning, the hard way, what really protects a family and what only seems to. It is not a sales pitch. Each chapter ends with mirror questions that turn the story back to your own choices.

“You think you buy insurance with money. You don't. You buy it with your health and your youth.”

“Full Circleis not a conventional financial guide or a detached treatise on wealth management. It is a deeply personal narrative of risk, resilience, and evolution.”

Sharad Somani · Partner, KPMG Singapore · from the Foreword

“This is not a standard book about money or insurance. It is a book about living life to its fullest.”

R. Swaminathan · Co-Founder, Alegre Ventures · from the Foreword

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Client Voices

What clients & readers say

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I truly appreciate the clear guidance, responsiveness, and patience in helping me understand the various options and choose the right coverage for my needs. Thank you for making the entire process smooth, transparent, and hassle-free.

Investment professional, 40s

Client · Medical Insurance

Mithun stands out for his clear guidance on personal financial investments, helping clients balance growth with risk management in a dynamic market environment. … What impressed me most is his strong grasp of Singapore’s CPF and SRS investment schemes.

IT senior manager, late 40s

Client · Investments, CPF & SRS, Insurance

I particularly appreciated how the author relates these real-life experiences to practical financial decisions, making the concepts easier to understand and apply in everyday life.

Pre-release reader

Full Circle

This book makes for genuinely engaging reading. … By carefully connecting the dots, the author succeeds in delivering a work that feels both purposeful and satisfying, leaving the reader with a strong sense of clarity and fulfillment.

Pre-release reader

Full Circle

Shared with permission; names are withheld for privacy. Reader quotes are from pre-release readers of Full Circle. They reflect individual experiences, are not representative of all clients, and do not constitute financial advice or a guarantee of future outcomes.

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MAS Representative No: MMJ300759119